Many think that the best way is to first go to a real estate agent, after finding the right property, sign the contract with a lawyer, and only then turn to the bank or mortgage advisor. However, I recommend doing it differently.

The first step should be a meeting with a professional mortgage advisor. The advisor can estimate your ability in terms of the mortgage amount you can receive, so you will know in advance the price range you can pay for an apartment.

It is important to do this before you start looking for apartments, because often people are sure they can finance a certain purchase, and only later discover that the bank did not approve the requested loan amount. This way they may find themselves in distress and unable to finance, even after they have already signed a contract and committed to buying the apartment.

In addition, an experienced advisor can sometimes find creative solutions in complex financing. .cases

Therefore, it is advisable to consult with a mortgage advisor before starting the search, in order to get a clear picture of your financial capabilities. This will allow you to search for and purchase the most suitable apartment for you, without risking financing inability at a later stage.